Anthony Woods is a debt collection specialist whose track record includes three years with Mercer Management Consulting, where he focused on working capital. At Mercer his accomplishments included managing the joint interest collection department of one of the world's largest oil and gas companies, and reducing that customer's accounts receivable balance from $170 million to $50 million. Most recently, Anthony was one of the key start up team members of Keen, Inc., a Silicon Valley Internet success story.

Anthony graduated from Queens University, Kingston, Ontario, Canada with a Bachelor of Commerce degree.

Contact Anthony anthony.woods@incoho.com

Kyle joined Incoho in 2001 as the Commercial Credit and Collections Manager. He initially managed Incoho's local portfolio which included two of the Philippines' top credit card issuers. He took over the post of VP for Philippine Operations in 2004 and has held the post since and is responsible for managing the day to day operations of the call center. In his capacity as head of Philippine Operations, Kyle has overseen a variety of BPO and KPO type engagements ranging from accounts receivables management, lead generation and qualification, business intelligence, and data entry. Kyle was previously connected with Citibank having spent seven years in its cards collections group. He has a Bachelor's degree in Management and a Master's Degree in Business Administration from Dela Salle University. Kyle is an accomplished amateur photographer and is a seasoned PADI Divemaster.

Contact Kyle kyle.bendijo@incoho.com

Dino Lacambra spent 7 years with RCBC Bankard, a major player in the credit card industry in the Philippines where he was a Consumer Collection Specialist and a Corporate Sales Officer. His duties and responsibilities included accounts receivables and credit risk management on the banks Mastercard and Visa products. As a Sales Officer, Dino was responsible for formulation and implementation of various sales programs which targeted a wide array of markets including various business organizations, corporations and conglomerates.

Dino has a Bachelor of Science Degree in Business Administration with a Major on Marketing from De La Salle.

Contact Dino dino.lacambra@incoho.com

Tamara Derkatch is a Quality Assurance Manager for Incoho's collections team. Ms. Derkatch possesses a broad variety of work experience which includes managing Incoho's third party collections. Her work has also involved managing research and list building services and collection calling team evaluation and supervision. She graduated from the University of Ottawa, Ontario, Canada with a Bachelor of Social Sciences..

Contact Tamara tamara.derkatch@incoho.com

Alex Chapman is a call center specialist, with direct experience in all forms of collections. Formerly working for the largest collection company in the world, NCO. Mr. Chapman has worked on many successful contracts including Capital One, Bank One and Columbia House. With success on taking calls, and as a team lead, Mr. Chapman brings not only collection skills, but a superior customer service oriented background. Alex has a Bachelor degree in Social Science from the University of Ottawa, Ontario, Canada.

Contact Alex alex.chapman@incoho.com